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Why Go With Us?

We never assume what your goals are.

Let’s have a conversation about it. We’ll listen to what your goals are and guide you in the right direction.

We pride ourselves on being transparent

Throughout our process with our borrowers. Your Loan Officer will be your only contact and will foreshadow everything upfront. No hidden fees, nothing misleading about us!

Our loan officers are experienced

And do not get incentivized by getting you in process. Its close the loan or fail.

Being a smaller company, we’re able to have less overhead

Less overhead means lower margin to be profitable. Lower margin means better pricing for the borrower. Everyone wins!

why go with us

Home Refinance

Use your equity for home renovations or pay off high interest debt

Mortgage Calculator

Quickly calculate what your payments would be

First TIme Home Buyers

All the info you need to make your first home purchase

Home Equity Line of Credit

Get a line of credit for your home improvements

Better Mortgage For Everyone

At Right Side Up Lending We do it one way the right way!

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Cynthia profile picture
Cynthia
March 1, 2026
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I received a letter from this company for a refinance. This company trolls the public records for your mortgage information and makes you believe that this offer is worthwhile. Read the fine print on the back of the letter to read the TERMS before you bother calling them.
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Alex Tasso profile picture
Alex Tasso
February 27, 2026
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Corey is a great guy, very helpful, very informative. Lot of patience in helping my elderly mother and I deal with our mortgage refinance. Rate was exactly as it should have been, and his communication skills are excellent.
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Isc Brnt profile picture
Isc Brnt
February 25, 2026
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Me and my wife started the process of buying a home through a local bank, after running into multiple issues. My wife decided to call up Sean to get a second opinion. I cannot brag enough on Sean and how knowledgeable he was. He was so easy to work with. He explained the entire process to us and told us about how the other lender wasn’t actually helping us, but was costing us more money. At the end of the day, he did an amazing job and we bought our house with half of what we originally were quoted out of pocket!!! When me and my wife saw the numbers we called each other thinking it was a mistake. But nope, Sean was a magician when it came to this home buying process. If we ever move again, I assure you I will use him and I already referred several friends to him!!! USE THIS COMPANY!!! YOU WILL NOT REGRET IT!!
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John Anderson profile picture
John Anderson
February 24, 2026
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Corey co-ordinated a smooth and efficient process for my wife and I to secure a loan. He communicated very well to make the process very easy for us. Stayed on top of the process like a real pro and very capable Manager.
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Bob Blaauw profile picture
Bob Blaauw
February 23, 2026
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Corey did a great job for my wife and I. He was easy to work with and made refinancing our home a breeze.
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Abilash Rajakumar profile picture
Abilash Rajakumar
February 23, 2026
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Poor customer service and fake marketing commitment. When we are calling they are saying without zero closing cost they can’t do the refinance. But the letter received from the lender clearly says 5.625%with zero closing cost
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Ellie Matheson profile picture
Ellie Matheson
January 5, 2026
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Taylor helped me with my loan on my first home purchase and she was amazing! She goes above and beyond, is very knowledgeable, and proactive. She explained the process thoroughly and was very flexible on the timeline. The sellers did not make it the easiest on us, but Taylor was always more than accommodating in getting dates changed as circumstances did. It is very evident that she truly cares about who she is working with, which makes her truly stand out. It’s refreshing to work with someone who truly wants to help rather than try to close a transaction. I was so happy to find someone who was genuine and informative, while also led with integrity. I would recommend Taylor to anyone and everyone! 🙂
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Brent Kiser profile picture
Brent Kiser
December 1, 2025
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Corey was outstanding in all possible areas. He was courteous, knowledgeable and always diligent in keeping the process moving. I highly recommend their mortgage services and would definitely choose them again.
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ereyes55 profile picture
ereyes55
November 21, 2025
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Sean Baxter from Right Side Up Lending is the man! Sean made this refinance process incredibly simple and easy for me. He was able to lower my interest rate from 6.75% to 5.25%, access a chunk of my equity, keeping my payments +/- the same and all in about 3weeks. I closed yesterday! Thank you so much Sean!

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