A VA loan is a mortgage that’s guaranteed through the US Department of Veteran Affairs. It allows most Veterans, Surviving Spouses and Active-Duty Military to obtain affordable financing for a Purchase or Refinance.
Zero down payment for home purchase
Up to 100% loan to value on a refinance
No Private Mortgage Insurance
The ability to streamline and lower your rate down the road without doing a full refinance. Also known as the VA IRRRL.
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